GreenSky has changed the way people view the entire loan process. Their technological savvy has put the procedure in the hands of the consumer. Anyone with a cell phone or mobile device can apply quickly and easily.
There is a direct connection that needs to be made between banks and borrowers. GreenSky is the middleman that brings these two entities together. They have developed a painless way to get money to the person fast.
The application process requires:
- Mobile phone or tablet
- Internet access
- Social Security number
- Annual income amount
- Photo ID
Once this information is received, they match the borrower with one of their bank partners.
Participating lending institutions, loan applicants, and merchants win in this scenario. Businesses who work with GreenSky often offer their patrons payment plans on merchandise and contracted work. This is advantageous for all parties involved. Companies are growing due to the support of this company.
David Zalik is the Chief Executive Officer and co-founder of GreenSky. He saw a need for a specialized financial technology company and took his idea to the next level. Mr. Zalik started this company in 2006 and has taken it to heights that many never thought possible. He has been in the business world since he was fourteen years old. David Zalik has since been a part of four successful businesses.
The future success of GreenSky is based upon innovative ideas and modern technology. The company began with mostly home improvement loans. They have since expanded to o many other avenues including healthcare, retail, E-Commerce, and personal loans.
People have busy lives and need a loan process that is quick. The application process is so fast. The applicant often receives a response within a short amount of time. Gone are the days when people waited days and weeks to get approved.
Loans are a part of life and David Zalik is making it easier. Nearly everyone has a cell phone that can now act as a loan processor. The future is bright for GreenSky Credit.